How VantageScore 4.0 is expanding opportunity in wholesale lending
Mortgage lenders and brokers are navigating an affordability-constrained market in which a borrower’s qualifying score can determine not only eligibility but also pricing, cash-to-close and purchasing power. UWM moved quickly to introduce VantageScore 4.0 through a new pilot, giving independent mort
The mortgage industry’s AI problem is not what you think it is
Every conference I go to right now has the same conversation happening in every room. AI is going to transform the mortgage industry. AI is going to eliminate jobs. AI is going to make everything faster, cheaper, smarter. And maybe all of that is true, eventually. But I keep sitting in those session
Inventory edges slightly higher year over year as rates rise
While it’s been a relatively boring year for housing inventory — even with higher mortgage rates — the movement in the last few weeks and easier comps have pushed inventory a tad higher, as we are at the midpoint of August. The question is: can we eke out a bit more growth before the seasonal declin
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