
Mortgage executives on the importance of cost-effective labor, borrower retention amid high rates
At MBA Annual, leaders discussed labor automation and client recapture as a path forward during the down cycle

Why second liens won, and equity never got a product
ICE data shows $11.7T tappable equity held by 47.5M borrowers in Q2 2026, with 54% of equity taps using second liens

In November, the appraisal becomes data. The CMA stays a document.
Fannie and Freddie shift to MISMO-aligned fields, while listing pricing still starts with an unstructured CMA
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Mortgage executives on the importance of cost-effective labor, borrower retention amid high rates
